NAHREP's position on key issues

Predatory Lending These bills were proposed to protect consumers against unfair and deceptive practices in connection with higher cost mortgage transactions. They were intended... Read more

Government Sponsored Enterprise (GSE) Reform The National Association of Hispanic Real Estate Professionals (NAHREP) strongly supports congressional efforts to strengthen the regulatory oversight of the GSEs to ensure market and public confidence... Read more

FHA Modernization and Reform It is essential to the expansion of sustaining Hispanic homeownership that the Federal Housing Administration (FHA) become more efficient and streamlined. Modernizing FHA will... Read more

Immigration Reform and Immigrant Lending Immigrants represent a vital growth segment for the housing industry. With baby boomers moving into their last real estate transaction there will be a huge void created by their pending absence, one that their off spring will not be able to fill alone... Read more

HUD Regulatory Rulemaking Real Estate Settlement Procedures Act (RESPA) Reform RESPA REFORM Today, the homeownership rate in the U.S stands at just over 68%; however for Hispanic Americans it is about 49.7%. This disparity is... Read more

The Mortgage Insurance Fairness Act of 2005 For many Hispanics, the greatest obstacle on the path to homeownership is saving enough money to make the traditional 20% down payment that is required by lending institutions... Read more

Market Adoption of Non-Traditional Credit Lending Immigrant borrowers are often subject to higher rates and, perhaps, credit denial simply because there is limited data at the three national credit bureaus. This is... Read more